Updated: 30, January, 2019

Thank you for visiting www.finlatics.com (“Website”). At Finlatics, your privacy matters to us and maintaining privacy of your information is of utmost importance to us, so whether you are new to our Website or are a regular user, it is important that you take the time to carefully read our Privacy Policy. We created this privacy policy (“Privacy Policy”) with a fundamental respect for our users’ right to privacy and to guide our relationships with our users. This Privacy Policy describes how Finlatics may collect, use and share information you provide when using our Website.

The term "Services" includes the website www.finlatics.com together with any related sub-sites, sub-domains, mobile and software applications, services, features and/or content associated therewith. For purpose of this Privacy Policy, the terms "we," "us" and "our" refer to Finlatics and “you” refers to each visitor to this Website.

This Privacy Policy is a legally binding document between you and Finlatics in electronic form and will govern the relationship between you and Finlatics.

By using this Website, you indicate that you understand, agree and consent to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use this Website.

This Privacy Policy is incorporated by reference into and is made a part of the Terms of Use.

We will ask for your consent before using your information in any manner and for any purpose other than as described in this Privacy Policy.

International Visitors:

The Website, Services and all parts thereof are meant solely for users in India. If you are accessing our Services and/or are a visitor to the Website from a territory outside India, we urge you to cease any access to the Website and/or any of its Services at once. Should you continue to access the Website and/or the Services, you may do so at your risk and such access shall be deemed as your consent to the collection and use of your Information as described in the Privacy Policy, including being governed by the laws of India.

The Information We Collect:

We collect user information to facilitate and improve our Services and communicate with you whilst ensuring adherence to existing regulations. We receive both information that is directly provided to us, such as information you provide to us when you visit the Service, and information that is passively collected from you, depending on your interactions with us, the choices you make, including your privacy settings (collectively referred to as the “Information”).

Information You Provide to Us: We may ask for and collect the following information, when you use the Website and to enable you to access certain requested Services:

Personal details (eg: name, gender, date of birth, phone number, email id, postal address);
Educational details (eg: institutions, qualifications, certifications, grades, percentile);
Professional details (eg: professional background, designation, employment history, profile picture);
Account details (eg: user name, password);
Transaction details (when you make purchase or respond to offers);
Communications (when you participate or post material in message boards or forums, participate in polls or surveys, write a review or testimonial, contact us with a question, comment, request etc).

General Information that is Passively Collected: We, third party service providers, advertisers platforms, or other partners may use automated means to collect various types of information about you, your computer or other device used to access our Services. A representative, non-exhaustive list of types of such passively collected information may include: network or internet protocol address, browser, operating system, internet service provider domain(s) used, mobile network, device identifiers, device settings, browser settings, web page(s) visited, handheld or mobile device and the content and advertisements you have accessed, seen, forwarded and/or clicked on. Please see our Section titled “Cookies” for more information about how the foregoing information may be collected and used.

Geographic Location Information: If you are accessing Services from a desktop or handset, you may be asked to share your geo location information (GPS level) with us to enable us offer certain customized Services to you.

Information Collected By and From Social Media Services and Other Third Party Platforms: You can also engage with our Services and other offerings on or through social media or other third party platforms such as LinkedIn, Instagram, Facebook or other third party platforms, plug-ins, integrations and applications; wherein you may grant us access to certain information in your profile including without limitation, name, e-mail address, profile picture, gender, birthday, location.

You hereby acknowledge to Finlatics that:

The Information you provide to us from time to time is and shall be authentic, correct, and updated and you have the requisite rights, permissions and authority to provide such Information to Finlatics.

Your providing Information to Finlatics and our consequent storage, collection, usage, transfer, access or processing of the same shall not be in violation of any laws, judgments, orders, decrees charter documents and/or third party agreements.

Finlatics and each of its entities, officers, directors, contractors or agents shall not be responsible for the authenticity of the Information that is provided by you or any other user to Finlatics. You shall indemnify and hold harmless Finlatics and each of its entities, officers, directors, contracts or agents and any third party relying on the Information provided by you in the event that you are in breach of this Privacy Policy including this provision and any other provision of this Privacy Policy.

The Information provided by you shall be stored in electronic form however certain Information can also be stored in physical form. We may store, collect, process and use your Information in countries other than the Republic of India but under compliance with the applicable laws. We may enter into agreements with third parties (in or outside India) to store or process your Information. These third parties may have their own security standards to safeguard your Information and we will on a commercial reasonable basis require from such third parties to adopt reasonable security standards to safeguard your Information.

How We Use Information We Collect:

Finlatics collects, uses, stores and processes your information for such purposes as may be required to provide you the Services, as may be permissible under applicable laws and is connected with a function or activity of Finlatics, and shall include (without limitation) the following:

provide and communicate with you about the Services or your account with us,
fulfil your requests regarding the Services, including without limitation requests for newsletters and notifications,
Respond to your inquiries and notify you if you have won a contest/game/quiz etc,
to provide information to you about the Website, Services and keep you posted on the latest updates, information, and offers.
to send you surveys and marketing communications that we believe may be of interest to you,
to personalize your experience on the Website by presenting the advertisements, products and offers tailored to your preference and choice,
in case you avail of any Services from the Website, to complete and fulfil your purchase such as process your payments, communicate with you regarding your purchase, provide you with customer service etc,
proper administration of the Website and provide technical support for the Services,
to conduct internal reviews and data analysis for the Website,
prevent fraud or potentially illegal activities (including, without limitation, copyright infringement) on or through the Services;
if you are enrolled in and/or avail any of our Webinars and/or Courses, we may use the registration information provided by you, including personally identifiable information, to use through your account for managing and processing purposes, including but not limited to tracking attendance, progress and completion of Course and/or Webinar. We may also use this Information to proctor exams, projects and other assessments for each Course and/or Webinar.

Information sharing and disclosure:

We do not share Information with companies, organizations and individuals outside of Finlatics, unless one of the following circumstances applies:

To service providers or partners that we engage to perform business, advisory, statistical, technical and operational related functions on our behalf or at our instance.
To comply with applicable laws, regulations, or enforceable governmental requests;
To enforce any of our applicable Terms of Service, including any potential violations;
To detect, prevent or otherwise address fraud, security or technical issues; or
To protect against harm to the rights, property or safety of users of our Services or that of our service providers, as well as the general public and Finlatics as required or permitted by law.
We may share also certain information with third parties that enable us to provide you with webinars, courses, training sessions and/or hiring opportunities. For eg: We may share such Information that we collect from you when you participate in a course with the third party company (if any) and/or individual(s) who provided, conducted, managed, sponsored, or otherwise facilitated the webinar or course. Additionally, for any continuing education eligible webinar, we will share information provided to us as well as information regarding your completion of such webinar with the organization issuing continuing education certificates, including without limitation, for the purpose of verifying your eligibility for the continuing education credits.
To third party payment service providers who may use your information to process the payment, subject to their own privacy policies.
To a buyer or successor in the event of a merger, restructuring, dissolution, sale or transfer of some or all of Finlatics assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding wherein Information may be shared along with the assets transferred.

Scope of Privacy Policy:

Our Privacy Policy applies only to our Services and its underlying features and offerings. Please note that our Website may contains links to other web pages such as third party advertisements, websites or any electronic communications, whose data privacy and retention practices may differ from ours. We strongly urge you to read the privacy notices of such third party service providers as the same may not be covered by the privacy policy applicable to us.

This Website may offer contests, promotions, applications, social network integrations etc. that are sponsored by or co-sponsored with identified third parties. These third parties may obtain personally identifiable information that is submitted by you in order to participate in such contest, promotions, etc. Finlatics does not control / monitor the third party sponsors’ use of such information and shall not be responsible for any form of transmission, whatsoever, received by you from any third party website.

When using mobile application you may receive tailored in-application advertisements. Each operating system, iOS for Apple phones, Android for Android devices and Windows for Microsoft devices provide their own instructions on how to prevent delivery of tailored in-application advertisements. You can review the privacy settings or the support materials of your respective device in order to opt out of tailored in-application advertisements. Finlatics does not control how the applicable platform operator allows you to control receiving tailored in-application ads and shall not be responsible for the same.

Security and Retention:

We strive to ensure that Information provided to us is protected and safeguarded against unauthorized access, disclosure or destruction. We have also adopted commercially reasonable electronic, physical and procedural controls which may include internal review and audit of the data collection, storage and processing practices, appropriate encryption and other security measures to safeguard the Information. You hereby agree to waive and release us from any claim of damages, loss or claims arising therefrom, whether in contract, tort or law.

Presently, Finlatics does not store credit/debit card and other payment related information and the payment gateway is solely liable and responsible towards the same. We shall retain the Information until such limited time and for such limited purpose as may be required by us. Non-personal and non-identifiable information may be retained by Finlatics indefinitely at its sole discretion.

Notwithstanding anything contained in this Privacy Policy or elsewhere, we shall not be held responsible for any loss, damage or misuse of Information, if such loss, damage or misuse is attributable to a Force Majeure Event. A "Force Majeure Event" shall mean any event that is beyond the reasonable control of Finlatics and shall include, without limitation, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorised access to computer, computer system or computer network, computer crashes, breach of security and encryption (provided beyond reasonable control of us), power or electricity failure or unavailability of adequate power or electricity.

Cookies and other tracking technology:

We use “cookies” a piece of data stored on your computer or mobile device when you visit a Website. The use of cookies and pixels enable us to track and target the interests of our users to enhance the experience on our Website. Further, beacons may be used in email messages to measure the effectiveness of our messaging and how visitors use our Website. Most internet browsers automatically accept cookies. If you do not want cookies from Finlatics or other websites, you can instruct your browser, by changing its settings, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit. However, some Services may not function properly if you disable cookies. This can be done by visiting the relevant support page for your browser.

This Privacy Policy shall be periodically evaluated, revised and updated against new technologies, business practices and our users’ needs. Please check this page from time to time for updates. If any material changes are made to this Privacy Policy, the updated Privacy Policy shall be posted here and the same shall be notified to you by emails or by means of a notice on our Website. Your continued use of the Services after our posting of changes to this Privacy Policy means that you agree to be bound by such changes.

Dispute Resolution:

This Privacy Policy shall be governed and construed in accordance with the laws of India. All disputes arising out of or in connection with this Privacy Policy shall be submitted to the exclusive jurisdiction of the Courts of Mumbai. You hereby irrevocably waive any objection to jurisdiction and venue of any action instituted hereunder and shall not assert any defense based on lack of jurisdiction or venue.

Complaints and Grievances:

If you have any queries, concerns or suggestions in relation to any of the terms of this Privacy Policy or Terms of Use and other or policies of Finlatics, please contact us at the following:

Email: care@fincruxtech.com